On a phone, selecting the total at the top of a group on the Wealth page now opens the group behind it, matching the desktop.
v0.66.1-preview
Fixed an issue where a PureGym payment was listed under the generic name “Gym”, without its logo, while the same payment appeared as PureGym under Bills.
v0.66.0-preview
Added a link to Merido's status page on the screen shown if something goes wrong and needs a reload.
v0.65.2-preview
Fixed an issue where the welcome message, and the “Help improve Merido” setting shown inside it, were remembered by the browser rather than by your account. Opening Merido on another browser or device brought the welcome message back and showed the setting turned off, whatever you had chosen. Both now follow your account.
v0.65.1-preview
Fixed an issue where uploading a new portfolio export could not correct an investment that was matched to the wrong market listing. Merido now checks each listing it already holds against your file, and asks again about any that no longer fit.
v0.65.0-preview
Added usage measurement, so we can see which parts of Merido need work. It counts which pages you open and where you click. It sets no cookies, stores nothing on your device, and cannot recognise you from one visit to the next. Turning on “Help improve Merido” in Settings adds a recording of how you move around the app. Every piece of text is hidden before it leaves your browser, so we never see your financial information or personal details.
v0.64.1-preview
Fixed an issue where the demo, and the app behind it, was slow to open after a period of no use. The first page now loads as quickly as every page after it.
v0.64.0-preview
Improved the grouped cards on the Wealth page. Selecting the total at the top of a card now opens the group behind it — its combined value, the figures behind that value, and a list to pick an individual account from — and each account listed on the card opens straight to itself. What a click will open is now shown as you point at it.
v0.63.1-preview
Fixed an issue where an investment account or pension valued from an imported portfolio could not be deleted.
v0.63.0-preview
Updating an investment account from a new export now runs the same screens as adding one. Everything you have already matched to the market stays matched, anything the file adds is matched too, and Merido only asks about the ones it cannot settle on its own.
v0.62.0-preview
Redesigned Merido for a phone. Spending, Bills and Wealth lay out for a narrow screen, with a period stepper, plain lists and a chart that reads at phone size; Home and Goals fit without cramping; detail panels open as a sheet from the bottom; and tapping a field no longer zooms the page.
v0.61.1-preview
Fixed an issue where a settled mortgage could be listed as needing its balance updated.
v0.61.0-preview
When you import investments, Merido now checks each one against the market and shows what it can keep priced. Where a company trades on more than one exchange it asks which listing you hold, and where no price is available — UK gilts, for instance — it says so and keeps the value from your file.
v0.60.0-preview
Investment accounts and pensions now reprice themselves each morning, so their value keeps up with the market without you uploading anything. Upload again when you buy or sell, not to refresh a price. Each investment shows the date its price was taken, because funds and shares are not priced at the same moment.
v0.59.0-preview
Redesigned Merido's logo and mark, and rolled them through the app.
v0.58.0-preview
Added a notice on phones that Merido is not yet designed for mobile devices. It appears once and points to a desktop for the full experience.
v0.57.1-preview
Fixed an issue where only one pension was shown as valued from its investments when there was more than one.
v0.57.0-preview
You can now add an investment account or pension by importing the investments your provider exports, with direct support for Interactive Investor and Hargreaves Lansdown.
v0.56.0-preview
You can now see the individual investments inside an investment account or pension, and the account is valued from them rather than from a figure you keep up to date yourself.
v0.55.0-preview
Merido now says which years of a property's borrowing it has nothing recorded for.
v0.54.0-preview
You can now record a property's whole borrowing history in one flow — the purchase, and every remortgage and rate switch since.
v0.53.0-preview
You can now see what a mortgage payment becomes when its fixed rate ends, and Merido reprices the payment against the revert rate once it has.
v0.52.1-preview
Fixed an issue where you were signed out an hour after signing in.
v0.52.0-preview
You can now switch a mortgage to a new rate with the same lender, and keep the progress you have already made repaying it.
v0.51.0-preview
You can now record whether a mortgage rate is fixed or variable, and the date the deal ends.
v0.50.1-preview
Fixed an issue where a mortgage's balance history was worked out at its current interest rate, rather than the rate that applied at the time.
v0.50.0-preview
Settings, log out and feedback are now reachable on a phone, not only from the sidebar on a wider screen.
v0.49.1-preview
Fixed an issue where a settled mortgage was not labelled as settled, and could not be opened from its property.
v0.49.0-preview
You can now remortgage from the property itself. Merido carries the details across, settles the old mortgage and opens the new one.
v0.48.0-preview
Settling a mortgage and recording its replacement is now a single step, and the two are linked.
v0.47.0-preview
You can now mark a mortgage as settled, and name the mortgage that replaced it.
v0.46.0-preview
Mortgages taken out after the purchase now record their own start date, and equity before that date is measured without them.
v0.45.2-preview
Deleting a property now deletes the mortgages secured on it.
v0.45.1-preview
Fixed an issue where a property with two mortgages showed as two cards on Wealth.
v0.45.0-preview
Mortgages now belong to a property, and equity is the property's value less the mortgages against it.
v0.44.2-preview
Fixed an inconsistency in which categories could hold bills. One rule now decides, and one card confirms them.
v0.44.1-preview
Fixed an issue where set-up could reopen after being completed.
v0.44.0-preview
Merido now suggests a mortgage's monthly payment and current balance from its terms. Both can be corrected.
v0.43.0-preview
Properties now record the purchase price, date and deposit, so equity is measured from the purchase rather than the first valuation.
v0.42.3-preview
Fixed an issue where an asset's value on a given date could differ between pages.
v0.42.2-preview
Added estimation of an asset's value between valuations, carried through net worth, the waterfall and the trajectory.
v0.42.1-preview
Fixed an issue where deleting an asset or liability left its net-worth history behind.
v0.42.0-preview
You can now record contributions and their dates when adding an investment, and the return is measured against them.
v0.41.0-preview
Added annualised return to investments, measured over the time you have held them.
v0.40.0-preview
Added support for a balance column in mapped imports, so the account's balance comes from the file.
v0.39.0-preview
Set-up now fills in an account's balance from the imported statement, for you to confirm or correct.
v0.38.2-preview
Fixed an issue where editing or deleting a valuation did not update an asset's current value.
v0.38.1-preview
Improved business recognition, and reviewed existing patterns against real statements.
v0.38.0-preview
You can now delete an asset or a liability.
v0.37.2-preview
Fixed an issue where an investment's return included the money you paid in.
v0.37.1-preview
The Spend and Income cards now lead with the actual figure, with the projection named beneath it.
v0.37.0-preview
Added a comparison with last period to parent categories, subcategories and businesses.
v0.36.1-preview
Fixed an issue where refunds were not subtracted from spending totals.
v0.36.0-preview
Made renewals their own kind of bill, carrying the year-on-year comparison.
v0.35.0-preview
Merido now asks which product a bill is for when a provider sells more than one.
v0.34.0-preview
Made Travel a parent category with its own subcategories, and added Cinema and events under Entertainment.
v0.33.0-preview
Split Shopping and Home into subcategories that name what you spent on.
v0.32.2-preview
Fixed an issue where a category rule could file an outgoing payment as income. Rules now take direction into account.
v0.32.1-preview
Fixed the naming of the wealth assessment bands, so each band is named for its own measure.
v0.32.0-preview
Money moved into savings is no longer counted as spending, and money taken back out is no longer counted as income.
v0.31.6-preview
Fixed an issue where category rules matched the payment processor rather than the business behind it.
v0.31.5-preview
Extended bill detection to energy, water and broadband.
v0.31.4-preview
Added support for every month-name date format, whichever way round the day and month sit.
v0.31.3-preview
Added support for dates written like 03-Jan-26, as Revolut writes them.
v0.31.2-preview
Improved the irregular-income step to lead with what Merido found and ask only for what it needs.
v0.31.1-preview
Confirming a bill now uses the same card in set-up and on the Bills page.
v0.31.0-preview
Moved all of set-up's questions into the checklist.
v0.30.1-preview
Fixed an issue where transfers into loan or card accounts were counted as spending.
v0.30.0-preview
Added direct import support for Starling statements.
v0.29.0-preview
Added a Needs attention tile on Bills, collecting the payments Merido expected and did not see.
v0.28.0-preview
Added missed-payment detection. Merido notices when a bill you expected did not arrive, only where your imports cover the period.
v0.27.1-preview
Fixed an issue where a credit card's status was read from the expected payment date rather than the payment received.
v0.27.0-preview
Importing into an existing account now uses the same flow as setting up a new one.
v0.26.2-preview
Added detection of annual home insurance policies as renewals.
v0.26.1-preview
Improved business recognition across names, categories and logos.
v0.26.0-preview
Added Childcare as a category. New categories now reach accounts that already exist.
v0.25.0-preview
Added a set-up step for income that arrives at no fixed interval.
v0.24.3-preview
Fixed an issue where a one-off purchase at a business Merido recognises was not treated as a one-off.
v0.24.2-preview
Fixed an issue where payments to a card issuer were detected as bills.
v0.24.1-preview
The import preview now shows the tidied name that will be saved, rather than the bank's raw description.
v0.24.0-preview
You can now rename a detected bill as you confirm it, and bills from the same business are flagged.
v0.23.3-preview
Fixed an issue where a regular benefit payment could be offered as a salary.
v0.23.2-preview
Set-up now separates what it read from your statement from what it worked out, so you know which to check.
v0.23.1-preview
The import confirm screen now shows the rows to be saved, with the categories and businesses they will carry.
v0.23.0-preview
Added detection of savings pots from the transfers that name them, so set-up can offer them rather than asking you to enter each one.
v0.22.0-preview
Set-up now uses one flow wherever you start it, and closing it keeps your progress.
v0.21.0-preview
Added a set-up checklist that walks through your bills and salary in turn and shows what is left.
v0.20.4-preview
Fixed an issue where bills due on the 29th, 30th or 31st disappeared in shorter months.
v0.20.3-preview
Fixed an issue where a projected bill could drift from the day of the month you pay it on.
v0.20.2-preview
Improved salary detection to allow a payment three days either side of its usual day, and seven in January.
v0.20.1-preview
Fixed an issue where a business name could be matched in the middle of another word.
v0.20.0-preview
Added a guided flow for setting up an account from a statement.
v0.19.0-preview
You can now import several statements at once. Accounts are created when you confirm, not before.
v0.18.0-preview
Added recognition of the business behind PayPal and similar payment processors.
v0.17.2-preview
Deleting your account now also erases contributed files and custom reference data.
v0.17.1-preview
Fixed an issue where a business link you made by hand could be overwritten by the next import.
v0.17.0-preview
Added an optional setting to share unrecognised transaction descriptions and help improve recognition for everyone. Off by default.
v0.16.1-preview
Fixed an issue where recognised transactions showed an initial instead of the business's logo.
v0.16.0-preview
The Filters button now shows how many filters are in effect.
v0.15.0-preview
You can now open Add and Edit flows in the demo and look inside them without changing anything.
v0.14.0-preview
Added a padlock to actions the demo will not carry out, with an explanation on hover.
v0.13.0-preview
Extended the demo's read-only treatment to Spending, Bills and Wealth.
v0.12.0-preview
Added direct import support for Chase statements.
v0.11.0-preview
Added direct import support for Barclays statements, including Premier and Saver accounts.
v0.10.0-preview
Added a feedback form to the sidebar, and a short welcome note explaining the early preview.
v0.9.0-preview
Demo controls that would change data now appear inert, starting with Settings and Home.
v0.8.0-preview
Made the demo read-only. Nothing in it can be edited, deleted or imported.
v0.7.5-preview
Fixed the debt-free pathway to measure months to the debt-free date, capped at the loan term.
v0.7.4-preview
Improved transfer matching, so transfers between your own accounts are excluded from spending.
v0.7.3-preview
Fixed an issue where renewals paid at frequencies other than annual did not show a year-on-year comparison.
v0.7.2-preview
Fixed an issue where a credit card entered by hand and the same card imported from a statement were counted as two liabilities.
v0.7.1-preview
Fixed an issue where credit-card balances were handled inconsistently between pages.
v0.7.0-preview
Added a public demo filled with example data, so you can explore Merido without an account.
v0.6.0-preview
Redesigned Settings around three tabs, with each setting opening in its own drawer and a new status page showing the state of your data.
v0.5.0-preview
Home now greets you by name.
v0.4.0-preview
Reorganised Settings into tabs.
v0.3.0-preview
Added accounts. You now log in with an email address and password, and your data is stored against your account.
v0.2.5-preview
Added automatic recognition of Starling column headers, so Starling exports need no manual mapping.
v0.2.4-preview
Added a column-mapping grid for imports from banks Merido does not recognise.
v0.2.3-preview
Fixed an issue where credit-card balances were not treated as liabilities in net-worth history.
v0.2.2-preview
Fixed an issue where a one-off payment was counted more than once in the year view.
v0.2.1-preview
Spending now opens on the financial period containing today.
v0.2.0-preview
Renamed Karpo to Merido across the app and the domain.
v0.1.2-preview
Added drag and drop to the import step, as an alternative to the file picker.
v0.1.1-preview
Fixed an issue where several set-up prompts could appear at once after onboarding. Merido now asks one question at a time.
v0.1.0-preview
The first working version of Merido. Spending, bills, renewals, wealth and goals, built from imported bank statements, with direct support for Monzo, First Direct and American Express exports and column mapping for any other bank.