Understand your finances.Make smarter choices.

Explore our demo

Free early preview coming soon

View your financial world as one connected picture

Merido brings all your financial information together in one place and explains what it really means.

It assesses your current financial standing and lets you explore how a simple change today could help you build your net worth and shape your future.

Identify and track your recurring bills

Regular payments are automatically tracked, helping you spot changes and stay ahead of upcoming renewals.

BillsAugust
Halifax MortgageHousing · monthly£1,8401 Aug
Octopus EnergyUtilities · monthly↑ 27% £1815 Aug
NetflixEntertainment · monthly↑ 7% £15.9917 Aug
Upcoming renewals
Home insurance 26 daysInsurance · annual↑ 11% £42012 Sep

Connect liabilities to the assets they relate to

View your mortgage and property side-by-side, with the key information available at a glance.

Mill Road TerraceMain residence£375,000
Purchase price£350,000 (Aug 2022)
Current value£375,000 (Aug 2026)
Capital gain+£25,000 (+7%)
Linked mortgageHalifax Mortgage ›
Halifax MortgageRepayment mortgage£290,381
8% paid off21 years remaining
Monthly payment£1,840 · £630 principal, £1,210 interest
Rate5% · fixed
Linked propertyMill Road Terrace ›

Put your wealth into perspective

Merido puts your financial data into context, identifying meaningful measures and insights based on your individual circumstances.

£14,200Available cash
4.3 monthsOf average spending covered6.6 months on essential spending only
£1,243.50Saved this financial period
11.9%Savings rate9.2% averaged over 12 months
£84,619Your equity
77%Loan to valueProjected below 75% when your fixed rate ends

Explore what changes could affect your financial outlook

Merido lets you model different scenarios, like overpaying your mortgage, boosting your pension, or saving more, and see how they shape your wealth over time.

Mortgage overpayment£290,381 at 5% · £1,840 a month
Overpay each month
Mortgage-freeApr 2043
Interest to pay£138,488

4 years 9 months sooner · £45,367 less interest

Estimated from the balance, rate and payment shown.

Set your goalsTrack your progress

Coming soon

Turn the changes you've explored into specific financial goals, then track your progress automatically as you work towards them.

Mortgage-free by 2043
GoalOverpay £300 a month
Overpaid this year£2,400 of £3,600
On track

Track your net worth over time

See your total net worth in one place, with a clear breakdown of the assets and liabilities behind the number. Track how your wealth changes over time and understand what's driving those changes.

Net worth

+£23,608(+25%) · last 12 months

Other assets · £65kProperty · £375kMortgage · £290kNet worth · £119,523£400k£200k£0−£200kJulOctJanAprJun
What changedLast 12 months
Property value+£6,200
Mortgage paid down+£7,400
Loans paid down+£3,400
Pension+£9,800
Cash−£3,192
Net worth+£23,608

How Merido works

Import your statements

Import your financial information into Merido and turn your statements into a clear picture.

See how your data connects

Merido identifies the patterns and relationships across your accounts, income, spending, assets and liabilities.

Understand your financial position

Bring your financial journey into focus, from the past and present to the possibilities ahead.

Free early preview coming soon

Register your interest and we'll email you when the preview is ready to join.

Frequently asked questions

Can I connect my bank accounts?

Not yet. Merido currently works from statements you download from your bank and import, and it reads the export formats banks already provide. Open Banking connections are not available yet, so keeping your information up to date means importing new statements from time to time.

What does Merido do with my data?

Merido uses your information only to run and improve the app, and never sells it or shares it for anyone else’s marketing. The full detail is in our privacy notice.

How much does Merido cost?

The early preview is free. We have not set pricing beyond the preview, and we will be clear about any price before you are ever asked to pay.

When can I start using Merido?

The free early preview is coming soon. Register your interest and we will email you when it is ready to join. You can explore the demo now to see how Merido works with a fictional user’s finances.

Request early access

Leave your email address and we will tell you when your place opens.

Which of these would be most useful to you? (optional)

We use your email address for early access and nothing else. Ourprivacy notice explains how we store it and how to withdraw.